What can excessive speeding lead to in terms of penalties?

Excessive speeding can lead to an increase in vehicle insurance rates, which is a significant consequence for drivers. When a driver receives speeding tickets or is involved in accidents due to speeding, insurance companies often view this behavior as indicative of higher risk. Consequently, they may raise the premium rates for that driver's insurance policy, reflecting the increased likelihood of future claims. This penalty serves to encourage safer driving habits and holds drivers accountable for their speed-related infractions.

In contrast, the other options do not represent direct penalties associated with excessive speeding. For instance, longer wait times at red lights do not result from speeding and are instead determined by traffic flow and signals. Enhanced vehicle performance is not a penalty; rather, it may imply the opposite, where a driver feels they can handle greater speeds without recognizing the risks. Lastly, passing through tolls freely is unrelated to speeding laws and does not constitute a penalty.